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Bank of Ningbo is a listed Sino-foreign joint venture bank and one of China's systemically important banks. It currently operates 16 branches in Beijing, Shanghai, Shenzhen, Hangzhou, Nanjing, Suzhou, Wuxi, Wenzhou, and other cities, with four subsidiaries: Yongying Fund, Yongying Financial Leasing, Ningyin Wealth Management, and Ningyin Consumer Finance. The bank employs 27,000 staff members. In the latest “Top 1000 Global Banks 2024” ranking by The Banker magazine, Ningbo Bank secured the 80th position, marking a steady advancement in its global standing.

Ningbo Bank adheres to the risk philosophy that “banking is risk management,” continuously refining its comprehensive, full-staff, and end-to-end risk management system to enhance risk control capabilities. In recent years, the bank's risk management has withstood market tests, maintaining a non-performing loan ratio below 1% for 17 consecutive years—remaining among the lowest in the industry.

Internationally renowned rating agency Moody's recently assigned Ningbo Bank a long-term deposit rating of Baa2 and a baseline credit assessment of ba1. This rating is on par with some of China's most outstanding nationwide joint-stock commercial banks. In the China Banking Regulatory Commission's comprehensive ratings for commercial banks, Ningbo Bank has repeatedly achieved the highest rating among city commercial banks. In the “2024 Global 500 Bank Brands Ranking” released by UK brand consultancy BrandFinance, Ningbo Bank ranked 93rd globally with a brand value of US$3.321 billion and an “A+” brand rating. In banking industry evaluations conducted by professional institutions such as China's The Banker magazine and Sina Finance, Ningbo Bank has been repeatedly honored as “China's Best City Commercial Bank.”